Last Updated: July 24, 2026

1. Acceptance of Terms

By accessing, browsing, or using the Home Offer Bridge website (the “Site”), submitting any form or information through the Site, communicating with us by phone, SMS, or email, or otherwise engaging with Home Offer Bridge (“HOB,” “we,” “us,” or “our”), you (“you,” “your,” or “Seller”) acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service (the “Terms”). If you do not agree to these Terms in their entirety, you must discontinue use of the Site and refrain from submitting any information or otherwise engaging with HOB.

2. Nature of Business — Wholesaler Disclosure

Home Offer Bridge is a real estate investment company operating as a wholesaler of residential real estate. We are not a real estate broker, real estate agent, mortgage lender, or licensed real estate professional. We do not hold ourselves out as such, and nothing on the Site or in any communication from HOB shall be construed as the provision of brokerage, agency, or licensed real estate services.

HOB’s business model is to identify residential properties owned by motivated sellers, negotiate a purchase price and terms, enter into a purchase and sale agreement with the seller, and assign that agreement to a third-party end buyer (an “Investor”) for a fee or differential (the “Wholesale Fee”). HOB may also purchase properties directly as a principal in certain transactions. In either case, HOB is acting as a principal, not as an agent or fiduciary of any party.

You acknowledge and agree that:

• HOB may assign its rights and obligations under any purchase agreement to a third-party Investor without your prior consent, subject to any applicable state law requirements;
• The cash offer you receive from HOB is a wholesale offer that reflects the price HOB intends to pay or assign to an Investor, which may be less than the property’s fair market value, after-tax fair market value, or retail value;
• HOB may earn a Wholesale Fee, assignment fee, or differential representing the difference between the price agreed with you and the price paid by the ultimate Investor or end buyer;
• You are encouraged to consult with an independent real estate attorney, tax advisor, or other professional of your choosing before accepting any offer or entering into any agreement;
• No fiduciary, agency, or trust relationship is created between you and HOB by virtue of your use of the Site, submission of information, receipt of an offer, or execution of any agreement.

3. Eligibility & Authority

By using the Site or engaging with HOB, you represent and warrant that:

• You are at least eighteen (18) years of age and have the legal capacity to enter into binding contracts under the laws of your state of residence;
• You are the sole owner of the property you submit (the “Property”) or have been expressly authorized in writing by all owners of the Property to act on their behalf, including the authority to list the Property for sale, negotiate, and execute agreements for its transfer;
• If you are acting on behalf of a trust, estate, corporation, LLC, partnership, or other legal entity, you have full authority to bind that entity, and all required consents and authorizations have been obtained;
• You are not acting under duress, and your decision to engage with HOB is voluntary.

4. The Full Process — From Lead Capture to Closing

4.1. Information Submission (Lead Capture)

You may submit information about the Property through the Site’s online form, by telephone, by SMS, by email, or through any other communication channel HOB makes available. The information you submit may include, but is not limited to: your name, email address, phone number, property address, self-rated property condition, known defects or issues (such as roof, foundation, plumbing, electrical, water damage, mold, HVAC, termites, pests, fire damage, code/permits issues, or any other deficiencies), and additional information you voluntarily provide.

You are solely responsible for the accuracy, completeness, and truthfulness of all information you submit. HOB is entitled to rely on this information in evaluating the Property and generating an offer. Knowingly submitting false, misleading, or incomplete information may result in the immediate revocation of any offer and termination of discussions.

4.2. Property Evaluation & Offer Generation

Upon receiving your submission, HOB evaluates the Property using a combination of tools and methods, which may include:

• Automated Valuation Model (AVM). An AVM provider receives your Property’s address to generate a preliminary market valuation based on comparable sales, tax assessments, and public records.
• Large Language Model Analysis. Your property address and condition details are submitted to DeepSeek-V4-Flash, a large language model artificial intelligence system, solely for the purpose of generating a written analysis and initial offer recommendation. Your phone number is never sent to any AI system.
• Human Review. A HOB representative reviews the AVM output, AI-generated analysis, and your submitted information to determine a preliminary cash offer.

The preliminary offer communicated to you is non-binding and subject to verification, in-person inspection (if HOB elects to conduct one), title review, and final approval by HOB or its assigned Investor. No binding offer exists until a written purchase and sale agreement is signed by both parties.

4.3. Property Inspection

HOB or its designated representative may, at its sole discretion, conduct an exterior or interior inspection of the Property before making a binding offer or during the due diligence period. You agree to provide reasonable access to the Property for this purpose upon reasonable notice. If you refuse access, HOB may withdraw any offer or terminate discussions without liability.

4.4. Binding Purchase Agreement

If HOB elects to proceed, we will present you with a written purchase and sale agreement (the “Agreement”) for your review. The Agreement will contain the final purchase price, terms, contingencies (including a due diligence period and inspection period), closing date, and any other material terms. The Agreement may include an assignment clause permitting HOB to assign its rights to an Investor. You are encouraged to have the Agreement reviewed by an attorney of your choosing before signing. Once signed by both parties, the Agreement becomes binding in accordance with its terms and applicable state law.

4.5. Due Diligence Period

After execution of the Agreement, HOB (or its assigned Investor) will have a due diligence period during which HOB may conduct further inspections, review title, verify zoning and permitting, obtain financing (if applicable), and otherwise investigate the Property. If HOB is dissatisfied with any due diligence findings, HOB may terminate the Agreement within the due diligence period in its sole discretion, returning any earnest money deposit (if any) to you in accordance with the Agreement’s terms.

4.6. Assignment to Investor

HOB may assign its rights and obligations under the Agreement to a third-party Investor. In that event:

• The Investor steps into HOB’s role and becomes obligated to purchase the Property on the same terms set forth in the Agreement;
• HOB may receive a Wholesale Fee or assignment fee from the Investor, which is separate from and in addition to the purchase price paid to you;
• HOB may assign the Agreement multiple times, but the ultimate end buyer is bound by the terms of the Agreement as assigned;
• You retain all rights and remedies under the Agreement against the ultimately responsible party.

4.7. Closing

Closing shall occur at a licensed title company or escrow agent selected by HOB, on the date specified in the Agreement. Funds will be disbursed in accordance with the closing instructions and applicable state law. At closing, all necessary documents (including deed, bill of sale, and any required disclosures) shall be executed and delivered. You represent that you will deliver marketable title to the Property free and clear of all liens and encumbrances, except as disclosed in writing and accepted by HOB or the Investor.

5. Fees — Wholesale Compensation Disclosure

You acknowledge and agree that HOB may be compensated in one or more of the following ways in connection with the purchase and resale of the Property:

• Wholesale Fee / Assignment Fee. If HOB assigns the Agreement to an Investor, HOB receives a fee from the Investor. This fee is typically the difference between the purchase price paid to you and the price the Investor pays HOB. This fee is paid by the Investor, not by you, and does not reduce the purchase price you receive.
• Direct Purchase Profit. If HOB purchases the Property directly, HOB may subsequently resell the Property at a profit. Any such profit belongs solely to HOB.
• Referral or Finder’s Fees. HOB may receive referral fees from third-party service providers (title companies, contractors, inspectors, etc.) in connection with services related to the transaction. HOB is not required to disclose these fees to you.

HOB makes no representation or warranty regarding the amount of compensation it will receive in any transaction, and you are not entitled to any portion of such compensation.

6. Representations & Warranties of Seller

You represent and warrant to HOB and any Investor as follows, and these representations and warranties shall survive the closing of any transaction:

1. Title. You hold good and marketable title to the Property, free and clear of all liens, encumbrances, mortgages, judgments, taxes, assessments, easements, restrictions, leases, tenancies, and claims of any kind, except as fully disclosed in writing prior to execution of the Agreement.
2. Authority. You have the full right, power, and authority to enter into the Agreement and to convey the Property, and no third-party consent is required that has not been obtained.
3. No Pending Transactions. There is no pending or outstanding contract, option, right of first refusal, or other agreement for the sale or transfer of the Property to any third party.
4. Accuracy of Information. All information you have provided to HOB, including the Property’s condition, square footage, lot size, zoning, permitted uses, occupancy status, and any known defects, is true, accurate, and complete to the best of your knowledge. You have no knowledge of any material fact regarding the Property that would reasonably affect its value or desirability that you have not disclosed.
5. No Bankruptcy or Insolvency. You are not currently in bankruptcy proceedings, insolvent, or the subject of any pending or threatened creditors’ action.
6. Compliance with Law. To the best of your knowledge, the Property is in compliance with all applicable laws, codes, and regulations, or any non-compliance has been fully disclosed in writing.
7. No Hazardous Materials. To the best of your knowledge, the Property does not contain any hazardous or toxic substances, mold, lead-based paint (except as disclosed per applicable law), asbestos, underground storage tanks, or other environmental contaminants, except as fully disclosed in writing.
8. No Litigation. There is no pending or threatened litigation, condemnation, eminent domain proceeding, or governmental action affecting the Property.

7. SMS Messaging & Electronic Communications

By providing your telephone number and affirmatively opting in, you consent to receive recurring automated and manual text messages (SMS) from HOB regarding your Property inquiry, cash offer, the sale process, and related matters. You understand and agree that:

• Message Frequency. Message frequency varies based on the status of your inquiry and transaction. You may receive multiple messages per day during active negotiation, due diligence, and closing periods, and fewer messages at other times.
• Message & Data Rates May Apply. You are responsible for all charges, fees, and data costs imposed by your mobile carrier in connection with SMS messages you receive from HOB. HOB is not responsible for any such charges.
• Opt-Out. You may opt out of receiving SMS messages at any time by replying “STOP” to any message you receive. After opting out, you will receive a single confirmation message and no further SMS communications, unless you later re-opt in.
• Help. For assistance or questions about the SMS program, reply “HELP” to any message, or contact us at the email address provided in Section 14 below.
• Consent Not a Condition. Your consent to receive SMS messages is voluntary and is not a condition of any purchase or transaction. If you decline to provide SMS consent, we may still communicate with you by phone or email.
• Third-Party Messaging Provider. HOB uses Twilio as its SMS messaging provider. Twilio handles your phone number and SMS data solely for the purpose of message delivery as directed by HOB. HOB does not share, sell, or provide your mobile phone number or messaging consent data to any third party or affiliate for marketing or promotional purposes.

We do not share, sell, or provide your mobile phone number or messaging consent data to third parties or affiliates for marketing or promotional purposes.

8. Privacy & Data Collection

Your submission of information through the Site or in connection with our services is governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains what information we collect, how we use it, with whom we share it (including Twilio, DeepSeek, AVM providers, title companies, and other service providers), and your rights regarding your data. You acknowledge that you have read and understood our Privacy Policy before accepting these Terms.

View our Privacy Policy at: https://homeofferbridge.com/privacy-policy/

9. Disclaimer of Warranties

THE SITE, ALL CONTENT, AND ALL SERVICES PROVIDED BY HOB ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HOB DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT;
• ANY WARRANTY THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR VIRUS-FREE;
• ANY WARRANTY REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY OFFER, ESTIMATE, VALUATION, OR INFORMATION PROVIDED THROUGH THE SITE;
• ANY WARRANTY THAT A PURCHASE AGREEMENT WILL BE REACHED, THAT ANY TRANSACTION WILL CLOSE, OR THAT THE PROPERTY WILL BE SUITABLE FOR ANY PARTICULAR PURPOSE.

No oral or written information provided by HOB or its representatives creates any warranty not expressly stated in these Terms or in a signed Agreement.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HOB, ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, INDEPENDENT CONTRACTORS, SUCCESSORS, ASSIGNS, OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO:

• YOUR USE OR INABILITY TO USE THE SITE;
• THE ACCURACY OR INACCURACY OF ANY OFFER, ESTIMATE, OR VALUATION;
• THE FAILURE TO REACH AN AGREEMENT OR CLOSE A TRANSACTION;
• ANY ACTS OR OMISSIONS OF THIRD-PARTY INVESTORS, SERVICE PROVIDERS, OR OTHER PARTIES;
• YOUR RELIANCE ON ANY INFORMATION OBTAINED FROM HOB;
• ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR INFORMATION;
• ANY LOSS OF PROFITS, BUSINESS OPPORTUNITIES, GOODWILL, OR DATA.

IN NO EVENT SHALL HOB’S TOTAL AGGREGATE LIABILITY TO YOU EXCEED THE SUM OF ONE HUNDRED DOLLARS ($100.00). THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF HOB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Because some jurisdictions do not allow the exclusion or limitation of certain damages, the above limitations may not apply to you in whole or in part. In such jurisdictions, HOB’s liability is limited to the fullest extent permitted by law.

11. Indemnification

You agree to indemnify, defend, and hold harmless HOB and its members, managers, officers, directors, employees, agents, independent contractors, successors, assigns, and affiliates from and against any and all claims, demands, losses, liabilities, damages, fines, penalties, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to:

1. Your breach of any representation, warranty, or covenant made in these Terms or in any Agreement;
2. Your use of the Site or submission of information in violation of these Terms;
3. Any inaccurate, incomplete, or misleading information you provide;
4. Any third-party claim related to the Property, including claims by co-owners, tenants, lienholders, or governmental authorities;
5. Your failure to obtain required consents or authorizations;
6. Your violation of any applicable law, regulation, or ordinance.

HOB reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you agree to cooperate with HOB in asserting any available defenses.

12. Dispute Resolution — Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS.

12.1. Informal Resolution First

Before initiating any formal dispute resolution proceeding, you agree to first contact us at the email address in Section 14 below and attempt to resolve the dispute informally for a period of thirty (30) days. If the dispute is not resolved within thirty (30) days, either party may proceed as set forth below.

12.2. Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms, the Privacy Policy, the Site, any offer, any Agreement, or your relationship with HOB (collectively, “Disputes”) shall be resolved exclusively by binding, confidential arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association (“AAA”). The arbitration shall be conducted by a single neutral arbitrator selected in accordance with AAA rules. The arbitration shall take place in the county in which the Property is located, unless the parties mutually agree in writing to a different location or virtual proceedings.

12.3. Class Action Waiver

YOU AND HOB AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER ONLY IN ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, MULTI-PLAINTIFF, OR SIMILAR PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS OR PRESIDE OVER ANY CLASS OR REPRESENTATIVE PROCEEDING.

12.4. Arbitration Costs

Each party shall bear its own attorneys’ fees and costs in connection with any arbitration, unless the arbitrator determines that the applicable law permits an award of fees and costs to the prevailing party.

12.5. Exception — Small Claims Court

Notwithstanding the foregoing, either party may bring an individual action in small claims court in the county where the Property is located, provided the amount at issue does not exceed the applicable small claims court jurisdictional limit and the action is not brought as a class or representative action.

12.6. Governing Law

These Terms and any Disputes shall be governed by and construed in accordance with the laws of the state in which the Property is located, without regard to its conflict of laws principles. The United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

13. Miscellaneous Provisions

13.1. Entire Agreement

These Terms, together with the Privacy Policy incorporated herein by reference, constitute the entire agreement between you and HOB regarding your use of the Site and the services described herein, and supersede all prior or contemporaneous communications, agreements, or understandings, whether oral or written.

13.2. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be severed, and the remaining provisions shall remain in full force and effect.

13.3. Waiver

No waiver of any provision of these Terms shall be effective unless in writing and signed by the waiving party. The failure of either party to enforce any right or provision shall not constitute a waiver of future enforcement of that right or provision.

13.4. Assignment

HOB may assign or transfer these Terms, in whole or in part, without your prior notice or consent. You may not assign or transfer any of your rights or obligations under these Terms without HOB’s prior written consent, and any attempted assignment in violation of this section shall be null and void.

13.5. Force Majeure

Neither party shall be liable for any delay or failure to perform its obligations under these Terms (other than payment obligations) due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, epidemics, pandemics, government actions, supply chain disruptions, or failure of telecommunications or utility services.

13.6. No Third-Party Beneficiaries

Except as expressly set forth in these Terms, nothing in these Terms shall create or be deemed to create any rights in any third party.

13.7. Survival

The provisions of these Terms that by their nature should survive termination or expiration, including but not limited to Sections 6 (Representations & Warranties), 9 (Disclaimer of Warranties), 10 (Limitation of Liability), 11 (Indemnification), and 12 (Dispute Resolution), shall survive any termination or expiration of these Terms or any Agreement.

13.8. Headings

Section headings in these Terms are for convenience only and shall not affect the interpretation of any provision.

14. Contact Information

For questions about these Terms, to request information about your data, to exercise your rights, or for any other inquiry:

Email: [email protected]
Mailing Address: See the footer of our Site for our current mailing address.

We will make reasonable efforts to respond to your inquiry within ten (10) business days.